Mortgage Home Options

Take advantage of historically low rates Apply Today!

We're here to help you home with a collaborative approach and a variety of financing programs.

We understand there is no one-size-fits-all solution to purchasing or refinancing a home. This is why we offer a wide array of products and are committed to working with you to find the right program for your particular situation and goals. Obtaining a mortgage is one of the largest financial decisions most of our clients ever make, and we're here to provide education and reassurance. We look forward to assisting you.

30 Year Conventional

Fixed Rate terms feature constant interest rates and payments may be a good choice if you plan to stay in your home for 7+ years.


15 Year Conventional

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan.

FHA (General)

Are you working on getting established? FHA loans can be a good option for those with less-than-ideal savings and lower credit scores.

Rural Housing (USDA)

Looking to avoid the hustle and bustle of big city life? USDA Loans offering 100% financing for those purchasing in rural areas.

Veterans (VA)

Are you a Veteran or in Active Duty in the United States Military? VA loans are great option for anyone who has served our nation.

Adjustable Rate (ARM)

A 3/1, 5/1 or 7/1 ARM may be a good choice for you if you expect to move (or refinance) before or shortly after your first rate adjustment.

“At FB Mortgage, you don’t need have to be a U.S. citizen to invest in the American dream.”

Foreign Investors, The Foreign National Program provides non-U.S. citizens with a path to investment property ownership. Instead of traditional requirements such as a credit score and a W2 income tax form, this innovative loan uses DSCR (Debt Service Credit Ratio) to ensure income generated by the property can cover the loan payments.